Is there an age limit or health restrictions?
Anyone aged 18 or over can purchase a pre–paid funeral plan and there are no medical or health questions to answer.
What are “disbursements”?
Disbursements are contributions towards third–party expenses, (burial / cremation fee, minister’s fee etc.) Your plan can include an allowance towards these third party costs, but they are outside our control and full coverage cannot be guaranteed as fees rise. (If these costs are not covered by the plan’s value at the time of need, there may be a balance to pay). You can include a larger (or smaller) amount if you wish. We can advise you on this.
Can I pay by instalments?
YES, you can pay for your funeral plan by lump–sum or in manageable monthly instalments (interest–free) over 1 – 5 years. There is an additional cost for paying by instalments over 2 – 5 years, however this additional cost is held in the plan and used for the funeral when the time comes.
If your plan is needed before you have completed your instalments, the funeral will only be part–paid. The payments you have made will be used as a contribution towards your funeral and your wishes will be clearly documented, giving your family peace of mind.
Terms and conditions apply to funeral plans. Ask for details.